Cheryl Pendenza's Blog
5 Rooms | 2 Beds | 2 Baths
Fabulous Affordable Housing opportunity for a Buyer with Income Eligibility. Open concept, with nothing to do but move in! Enjoy the flavor of luxury living with the private balcony and large master bedroom suite offering a walk-in closet and full bath. In-unit laundry, extra storage and deeded parking. Why rent when you can own! Owner occupants only. Property/unit is subject to an affordable housing covenant. Steps to the bus stop., grocery store, shops and restaurants. Near parks and schools. Easy access to Rt.1, Encore Casino, Downtown Boston, I-93 and Logan Airport. Subject to HUD income limits (effective 6-28-19): 1 person household - $62,450; 2 person household - $71,400; 3 person household - $80,300; 4 person household - $89,200; 5 person household - $96,350; 6 person household - $103,500; 7 person household - $110,650; 8 person household - $117,750.
So many people face two choices when it comes to natural disasters. Do you stay in your home to protect it, or do you evacuate with your family? Whether or not they like it, the truth of the matter is that nobody has to face their problems alone if they only know how to plan.
If you are a homeowner, making this decision is harder because you need to keep your property protected while at the same time you have to keep an eye on your family.
When faced with a dilemma during a hurricane you will be thankful if you follow these tips to help you survive.
First, invest in a backup power generator. While you may be safely tucked up at home, the electricity may go out. So, you would end up not having any communication lines open, or power to run essential services. This situation is worse if you use well water as the pump will not work.
If you have a backup power generator, you will not have to walk in the dark. Just keep your family in one room and make sure you have enough fuel to last for a week's worth of time running your generator. Have the generator properly installed by an electrician so that noxious fumes cannot enter the home and the power doesn't flow back into the grid causing problems for utilities personnel.
You can market your generator as one that comes with the house while it continues to protect property values.
Second, keep survival supplies at all times. A supply bag that lasts for three days to one week should be enough for you and your family. The kit should comprise your much-needed supplies and medications as listed by the Federal Emergency Management Agency. The necessities should be available as well such as snacks and foods that do not require cooking, and a comprehensive first aid kit.
You should also keep the following items in a waterproof bag:
- Potable water;
- Change of clothes made up of layering materials;
- Manual or solar phone charger; and
- The first aid kit.
While this kit does not necessarily increase or protect your property value, they are necessary for your survival.
Finally, maintain your insurance coverage always up to date. The best way to protect your property is to have a backup plan when a horrible hurricane hits it, and the backup plan is insurance.
Now that you know some tips that would help you survive a hurricane while keeping your property value, keep in mind that you should always prepare for anything. Ask a real estate professional today to help you plan for whatever weather system you have to face.
One exciting part of moving into a new home is dreaming up all the ways you will redecorate and make it your haven. Here’s a guide to picking the perfect paint colors and types for a gorgeous home.
Part of choosing a great color selection is understanding what makes your colors work together so well. You want to pick and stick to one of three color schemes.
Here’s a quick art lesson for today:
Analogous colors are next to each other on the color wheel. These colors when used together allow one color to really stand out.
Monologous colors are shades in the same color family. This color scheme creates a soothing, calm feel to a room.
Complementary colors are opposite one another on the color wheel. The colors in this type of color scheme balance each other equally.
Before heading to the home improvement store for some paint samples it’s best to have the rest of your room’s decor picked out first. Once you have furnishings and accessories picked out you can find a shade for your walls that will tie the entire room together.
A general rule of thumb is:
If you choose a bright or vibrant color for your furniture, choose a neutral shade for your walls.
If you choose neutral colored furnishings you can bring in a bright, vibrant color for your walls.
When designing your entire home it’s best to think of the overall design scheme cohesively. Not every room needs to look the same or have the same colors. However, it should feel like a natural flow and progression as you move from room to room.
Now that you know your colors you’re ready to pick out your paints.
Have you ever wondered why there are so many paint sheen options? And if there is someone out there painting their house entirely with high gloss paint?
While I cant answer the latter question the answer to the former is this: the glossiness of paint directly affects how easy it is to clean.
Here a general guideline of where to use which type:
High gloss should be used for high traffic areas that come into a lot of contact. Think railings and furniture. High gloss can be more costly per gallon but worth the relatively small investment in the long run.
Semi-gloss is great for places that come into contact with a lot of moisture. These are areas like cabinets and trim.
Satin sheen is great for bathroom and kitchen walls. It’s a great balance between a gloss and the matte finish many prefer for their walls.
Eggshell is perfect for bedrooms and other rooms where they aren’t likely to meet as many messes or moisture as the bathroom and kitchen.
If you want to buy a house, it pays to enter the real estate market with a checklist in hand. That way, you can streamline the process of going from homebuyer to homeowner.
Now, let's take a look at three things to include in your homebuying checklist.
1. Your Budget
Your budget will dictate whether you're able to afford a condo, luxury home or something in-between. As such, you'll want to assess your finances closely as you determine exactly what type of house that you can afford.
Oftentimes, it helps to get a copy of your credit report. You are eligible to receive one free copy of your credit report annually from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). If you know your credit score, you can determine whether now is a good time to enter the real estate market, or whether you should improve your credit score first.
You may want to consult with several banks and credit unions too. These financial institutions can teach you about various mortgage options and help get pre-approved for a mortgage. Then, once you have a mortgage, you'll know exactly how much you can spend on a house and tailor your home search accordingly.
2. Where You Want to Live
Living in the suburbs is very different from residing in the city. Therefore, you'll want to consider where you want to live so that you can search for a home in specific areas.
For example, if you prefer the peace and quiet of a small town, you may want to consider houses in small towns in the state of your choice. These towns may feature dozens of available homes. Plus, in many instances, small town houses are priced lower than big city residences.
Or, if you enjoy the hustle and bustle of the big city, you can search for residences in any city, at any time. These houses likely will ensure that you'll have quick, easy access to a variety of big city attractions and landmarks.
3. Real Estate Agent
There is no telling whether you're about to enter a seller's or buyer's market, as the housing sector often fluctuates. Fortunately, if you hire a real estate agent, you can increase the likelihood of a quick, successful homebuying experience, regardless of the current housing market's conditions.
A real estate agent is committed to your homebuying success and will do what it takes to help you find the right home, at the right price. He or she will learn about your homebuying goals and offer expert insights into the real estate market. Also, if you ever have homebuying concerns or questions, a real estate agent is available to address them.
For those who want to streamline the homebuying process, it helps to hire a real estate agent. And if you hire a real estate agent today, you can get the assistance that you need to make your homeownership dream come true.
Get started on your homebuying checklist, and you can simplify the process of acquiring your ideal residence.
New technologies are constantly being produced that are designed to make our lives easier. Technology around the home is no different.
America recently underwent a boom in residential solar power, a trend that doesn’t look like it will be slowing down anytime soon. And, big tech companies like Google and Amazon are trying to nudge their way into the smart home technology sector with devices like the Amazon Echo and Google Home.
Many of these tools and technologies are great for convenience around the house. Amazon Dash buttons let you reorder common household goods like paper towels and laundry detergent with the touch of a button in your pantry when you run low.
However, some forward-thinking homeowners are looking towards home improvements that can increase the resale value of their home by making it more desirable to potential buyers.
In today’s post, we’re talking about the latest tech that homeowners are buying to give their home an edge over the competitors in the real estate market.
Read on to find out which technologies can make a difference and which ones will soon be obsolete.
Smart home technology
Our phones have gradually become all-encompassing devices that help us organize our lives, and smart home tech companies hope to do the same thing with your home.
There is no shortage of competition for access to your home in the form of remotely controlled lighting, sprinklers, HVAC, and more.
And, while some state of the art systems might attract potential buyers, it’s important to remember that smart home tech is a fledgling industry.
That means that the tech is constantly evolving and might not be relevant or useful to potential buyers when it comes time to sell your home. (It would be like trying to sell an iPhone that is 4 generations too old for anyone to want it anymore.)
While home security technology is still rapidly changing, there is a benefit to having a system installed that can help woo potential buyers who are concerned about the safety of their family.
Aside from safety, this tech can also be just plain convenient and time-saving. Smart door locks can sync with your smartphone to unlock when you arrive at your home and lock when you leave, shaving a few seconds off of your daily routine.
One benefit of installing solar panels on your roof is that you can then show potential buyers physical evidence of the amount of money they can save each month on their utility bills.
However, it should be noted that there are some exciting new residential solar solutions coming to the market in the near future--one example being Tesla’s solar roof that looks almost exactly like a regular roof but generates electricity for your home.
So, when considering new technology for your home to boost its resale value on the market, remember that technologies are still changing. Keep your timeline for sale in mind, and try to avoid tech that will be obsolete before you plan on putting your home for sale.